For students

All students studying at a university/institute of higher education in Germany are obliged to hold statutory health and nursing care insurance (Section 5 [1] no. 9 of the German social security code, SGB V). For this reason, every foreign student must also become a member of a public (statutory) health insurance fund or a substitute fund or obtain private insurance. Health insurance is mandatory for students up until 30 years of age. The member contribution to statutory health insurance funds (including nursing care insurance) currently amounts to around 120 EUR/month for students under 30 years old. Advantages of statutory health insurance:

  • Visit the doctor without any red tape by presenting a health insurance card
  • Affordable rate
  • Any pre-existing conditions are not relevant
  • All statutory and substitute health insurance funds have more or less identical rates, although individual services differ
  • Family members without their own income can be co-insured at no additional cost

When you turn 30 years of age, you can take out voluntary insurance with a statutory health insurance fund. Currently, the contribution for voluntary health insurance is approx.200 EUR/month. It is possible to compare rates and services here.

If you choose to obtain private health insurance at the start of your studies, you need to apply to be released from the obligation to obtain insurance from the public (statutory) fund. This does not apply to private travel insurance. This waiver from obtaining health insurance will be valid for the full duration of your studies.

Some private insurance companies offer student rates. It is possible to compare rates and services here.

Please note: At the time of enrolment, we need the electronic notification of your insurer proving your health insurance status. Please contact your health insurance company in this regard and provide them with our reference number H0001216 for the automatic exchange of data during the student enrollment process. Your health insurance issuer will then send the necessary notification to OVGU. You can find more information here.

Last Modification: 14.11.2022 - Contact Person: Webmaster