General information about health insurance

All students at a German university/institute of higher education are obliged to hold statutory health and nursing care insurance (Section 5 [1] no. 9 of the German social security code, SGB V). German health insurance is also necessary in order to obtain a residence permit. If the German embassy in your home country requires health insurance for Germany, please only arrange travel insurance for the first one to three months of your stay (depending on your arrival and enrolment dates). You can then arrange German health insurance when you are in Germany and so will not have to pay twice. Citizens of EU member states or other countries with which Germany has appropriate social security agreements do not need to take out any additional health insurance in Germany. Valid (electronic) proof of existing insurance must be provided to the university at enrolment. If you hold a European Health Insurance Card (EHIC), you can go directly to the doctor. Doctors' offices are familiar with the procedure. Simply complete a form there: declaration of the German insurance company to whom the medical services are chargeable. Students from countries which have social security agreements with Germany are able to obtain a certificate of medical treatment from a German statutory health insurance provider prior to visiting the doctor. Holders of an EHIC and students from countries with these agreements will, however, only be entitled to obtain emergency treatment. Screening check-ups are not covered by the EU health insurance card or social security agreements. If you wish to take up employment or begin an internship while studying, you must inform the insurance company in your home country. The insurance coverage at home ends at that moment. In these cases, a health insurance must be concluded with a German insurance company. 

Please note: The existing paper-based proof of insurance has been replaced at Otto von Guericke University by a paperless, automatic student reporting process. Therefore, from 1 January 2022 it will no longer be possible to register on paper. You can find more information here.

Last Modification: 12.12.2022 - Contact Person: Webmaster